Breaking Barriers to Financial Access | 5th WE_ARE_IN Conference 2025

Source: European Central Bank (video statements)

Session 1 on the first day of the 5th WE_ARE_IN Macroeconomics and Finance Conference 2025.

Chair: Agnese Leonello, ECB and CEPR

“Breaking Barriers to Financial Access: Cross-Platform Digital Payments and Credit Markets”

Authors:
• Shashwat Alok, Indian School of Business
• Pulak Ghosh, Indian Institute of Management (IIMB), Bangalore)
• Nirupama Kulkarni, CAFRAL
• Manju Puri*, Duke University

Discussant: Paolina Medina Palma*, University of Houston

The Centre for Economic Policy Research (CEPR), the Bank for International Settlements (BIS) and the European Central Bank (ECB) organised their 2025 conference WE_ARE_IN Macroeconomics and Finance. The aim of the conference is to bring together women in economics to present and discuss new research on macroeconomics and finance which is of particular interest to central banks.

WE_ARE_IN stands for Women in Economics: Advancing Research in Economics Internationally. It complements the WE_ARE initiative, a CEPR seminar series in which junior women present their work and receive constructive feedback from their peers and from senior economists.

The conference took place on 20 and 21 October 2025 in Frankfurt am Main.

Watch all sessions from the conference: https://www.youtube.com/playlist?list=PLnVAEZuF9FZnv2PtaYv_V20Ae4cN18GNQ

See the conference programme here:
https://www.ecb.europa.eu/press/conferences/html/20251020_we_are_in.en.html

https://www.youtube.com/watch?v=VDr3XdP-CpY