Keynote speech by Frank Elderson | 6th ECB Forum on Banking Supervision

Source: European Central Bank (video statements)

Keynote speech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, on the 2nd day of the Sixth ECB Forum on Banking Supervision.

What, if anything, is holding banks back from engaging more in digitalisation and AI? Outdated IT systems weigh on strategy execution, while regulation and supervision race to keep pace with new risks. Will digitalisation drive innovation – or expose vulnerabilities?
• Ray Pinto, Senior Director, DigitalEurope
• Arthur Yuen, Deputy Chief Executive, Hong Kong Monetary Authority
• Francesca Carlesi, Chief Executive Officer, Revolut UK
Moderator: Yasmin Osman, Co-head banking and insurance team, Handelsblatt

Every two years the Forum brings together high-level policymakers, academics, financial executives and experts to exchange views on current developments in banking and supervision.

What disruptors are challenging our status quo, and how should banks respond to prevalent uncertainty? How are geopolitics shaping the financial sector? Have a look at the programme and join inspiring discussions.

The conference took place on 13 and 14 November 2025 in Frankfurt am Main.

Watch all sessions from the conference: https://studio.youtube.com/playlist/PLnVAEZuF9FZntfWjUXWUomE2ws12ca_6I/edit

See the conference programme here:
https://www.bankingsupervision.europa.eu/press/conferences/html/20251113_6th_ECB_Forum_Banking_supervision.en.html

https://www.youtube.com/watch?v=AkJbWkybR_4